# Law Office of Jeffrey Lampert --- ## Pages - [Chapter 7 Bankruptcy](https://www.lampertlawoffice.com/practice-areas/bankruptcy/chapter-7-bankruptcy/): If you’re struggling with debt, a Palm Beach County Chapter 7 bankruptcy attorney can help you get a fresh start. Contact the Law Office of Jeffrey Lampert. - [Landlord & Tenant Law](https://www.lampertlawoffice.com/practice-areas/landlord-tenant-law/): The Law Office of Jeffrey Lampert represents tenants and landlords in complex disputes. Contact our Palm Beach County landlord attorney today. - [Bankruptcy FAQs](https://www.lampertlawoffice.com/practice-areas/bankruptcy/bankruptcy-faqs/): Get answers to legal questions. The Law Office of Jeffrey Lampert is a trusted Palm Beach County bankruptcy attorney helping clients find financial relief. Read our FAQs. - [Contact Us](https://www.lampertlawoffice.com/contact/): Need a Palm Beach County bankruptcy attorney? Contact the Law Office of Jeffrey Lampert today for legal guidance and debt relief solutions. - [Practice Areas](https://www.lampertlawoffice.com/practice-areas/): The Law Office of Jeffrey Lampert provides legal counsel for debt relief. Trust a skilled Palm Beach County bankruptcy attorney to guide your financial recovery. - [F.D.C.P.A.](https://www.lampertlawoffice.com/practice-areas/debtor-protection/f-d-c-p-a/): Consult a West Palm Beach Federal Fair Debt Collection Practices Act attorney. The Law Office of Jeffrey Lampert protects your rights against harassment. - [F.C.C.P.A.](https://www.lampertlawoffice.com/practice-areas/debtor-protection/f-c-c-p-a/): Protect your rights under the Florida Consumer Collection Practices Act. Contact the Law Office of Jeffrey Lampert for a reliable Florida Consumer Collection Practices attorney in West Palm Beach. - [Florida’s Homestead Exemption](https://www.lampertlawoffice.com/practice-areas/debtor-protection/floridas-homestead-exemption/): Get legal guidance from the Law Office of Jeffrey Lampert. Secure your Florida Homestead Exemption with a trusted West Palm Beach attorney today. - [Foreclosure Defense](https://www.lampertlawoffice.com/practice-areas/foreclosure-defense/): Protect your home with the Law Office of Jeffrey Lampert. Trust an experienced West Palm Beach foreclosure defense attorney to guide you. - [Family Law](https://www.lampertlawoffice.com/practice-areas/family-law/): Trust the Law Office of Jeffrey Lampert for counsel in divorce and custody. Consult an experienced West Palm Beach family law attorney today. - [Jeffrey B. Lampert](https://www.lampertlawoffice.com/jeffrey-b-lampert/): Learn about the Law Office of Jeffrey Lampert. An experienced Palm Beach County bankruptcy attorney dedicated to helping you find financial relief. - [Bankruptcy](https://www.lampertlawoffice.com/practice-areas/bankruptcy/): Our West Palm Beach bankruptcy attorney defends you and your property from collectors. Contact the Law Office of Jeffrey Lampert today. - [Debtor Protection](https://www.lampertlawoffice.com/practice-areas/debtor-protection/): Protect your financial future with legal guidance. Learn about your rights from a West Palm Beach debtor protectiong attorney at the Law Office of Jeffrey Lampert. - [Accessibility Notifications](https://www.lampertlawoffice.com/accessibility/): ADA Accessibility Modifications We are continually improving our online services to better meet the needs of all individuals. Providing a... - [Blog](https://www.lampertlawoffice.com/lampert-law-blog/): Explore legal insights from a trusted Palm Beach County Bankruptcy attorney, the Law Office of Jeffrey Lampert. Get advice on debt relief and filing. Read the blog now. - [Reviews](https://www.lampertlawoffice.com/reviews/): Read client testimonials for the Law Office of Jeffrey Lampert. See why we are a trusted Palm Beach County bankruptcy attorney for debt relief. - [Thank You](https://www.lampertlawoffice.com/thank-you/): Your Message Has Been Received We try to get to online form submissions as soon as we can, but cannot... - [Home](https://www.lampertlawoffice.com/): If you are struggling with debt or facing a landlord or tenant legal issue, the Law Office of Jeffrey Lampert is your trusted Palm Beach County bankruptcy and landlord & tenant law attorney. Get experienced legal help today. - [Resources](https://www.lampertlawoffice.com/resources/): Access resources from the Law Office of Jeffrey Lampert, a trusted Palm Beach County bankruptcy attorney. Get informed on your rights today. --- ## Posts - [Effective Life of a Judgment in Florida](https://www.lampertlawoffice.com/effective-life-of-a-judgment-in-florida/): A judgment against you has a long life in Florida. The Law Office of Jeffrey Lampert explains how long creditors can pursue collection and your options for relief. Learn more. - [Which Is the Best Chapter in Bankruptcy in Which to File for Relief?](https://www.lampertlawoffice.com/which-is-the-best-chapter-in-bankruptcy-in-which-to-file-for-relief/): Identify the right bankruptcy chapter for your financial goals with the Law Office of Jeffrey Lampert. We analyze your debt and income to find if Chapter 7 or 13 is right for you. - [Treatment Of Taxes in Bankruptcy](https://www.lampertlawoffice.com/treatment-of-taxes-in-bankruptcy/): Different tax debts are treated in various ways during bankruptcy proceedings. The Law Office of Jeffrey Lampert explains dischargeability rules and repayment options. --- ## City-State - [West Palm Beach Chapter 7 Lawyer](https://www.lampertlawoffice.com/citystate/west-palm-beach-chapter-7-lawyer/): At the Law Office of Jeffrey Lampert, our Palm Beach County Chapter 7 lawyer helps you eliminate debt and protect your assets. Contact us for a consultation. --- # # Detailed Content ## Pages > If you’re struggling with debt, a Palm Beach County Chapter 7 bankruptcy attorney can help you get a fresh start. Contact the Law Office of Jeffrey Lampert. - Published: 2026-01-12 - Modified: 2026-03-20 - URL: https://www.lampertlawoffice.com/practice-areas/bankruptcy/chapter-7-bankruptcy/ Palm Beach County Chapter 7 Bankruptcy Attorney Filing for bankruptcy is a decision often surrounded by misconceptions and fear. However, for many individuals struggling with insurmountable debt, it is a crucial legal tool available to provide relief and stability. Chapter 7 bankruptcy offers a way to clear unsecured debts and reset your financial life. At the Law Office of Jeffrey Lampert, we are dedicated to guiding clients through this process to reach a brighter, more stable future. Understanding Chapter 7 Bankruptcy in Florida Chapter 7 bankruptcy is a process which helps debtors eliminate their liability for many types of debt. When a bankruptcy petition is filed an "automatic stay" goes into effect immediately which stops collection actions cold, halting harassing phone calls, lawsuits, wage garnishments, and even foreclosure proceedings. The primary goal is to obtain a discharge. This is a court order that releases you from personal liability to pay, and permanently forbids creditors from taking any action against you to collect them. Debts That Can Be Discharged One of the most appealing aspects of Chapter 7 is its ability to wipe out debt. While every case is different, the following are commonly discharged: Credit card debt: High-interest balances that have spiraled out of control. Medical bills: Unexpected healthcare costs that insurance did not cover. Personal loans: Unsecured loans from banks or other lenders. Utility bills: Past due amounts on services like electricity or water. Civil court judgments: Unsecured debts resulting from lawsuits (with some exceptions). Not all debts go... --- > The Law Office of Jeffrey Lampert represents tenants and landlords in complex disputes. Contact our Palm Beach County landlord attorney today. - Published: 2026-01-12 - Modified: 2026-03-20 - URL: https://www.lampertlawoffice.com/practice-areas/landlord-tenant-law/ Palm Beach County Landlord & Tenant Law Attorney Florida’s landlord-tenant laws are detailed and strict. A simple misstep regarding a notice deadline or a lease provision often leads to significant financial loss or legal exposure. The Law Office of Jeffrey Lampert understands the unique pressures facing parties on both sides of a lease agreement. We represent landlords and tenants to help them manage the legal process with confidence. Common Areas of Dispute in Rental Law Florida law provides specific remedies but requires strict adherence to procedural rules. Our office provides legal counsel across a wide spectrum of issues that arise during a tenancy. We assist clients with matters involving: Evictions for both prosecuting and defending parties Removal of unwanted guests or unauthorized occupants Legal steps for removing unwanted family members Disputes regarding Security Deposit returns and claims Litigation concerning Damages to Premises Collection or defense of unpaid rent Whether you are a property owner renting out a former residence, an investor, a property manager or a resident facing potential homelessness, the law requires precise documentation and timely action. Ignoring a notice or failing to file a response with the court can result in a default judgment that is difficult to reverse. Understanding Evictions and Security Deposits A landlord cannot simply remove a tenant, change locks, cut off utilities, or remove their belongings without a court order. A property owner cannot do those things either when dealing with guests, exes, or family members. The process typically begins with a specific notice,... --- > Get answers to legal questions. The Law Office of Jeffrey Lampert is a trusted Palm Beach County bankruptcy attorney helping clients find financial relief. Read our FAQs. - Published: 2026-01-12 - Modified: 2026-03-20 - URL: https://www.lampertlawoffice.com/practice-areas/bankruptcy/bankruptcy-faqs/ Bankruptcy FAQs --- > Need a Palm Beach County bankruptcy attorney? Contact the Law Office of Jeffrey Lampert today for legal guidance and debt relief solutions. - Published: 2025-12-30 - Modified: 2026-03-20 - URL: https://www.lampertlawoffice.com/contact/ ADDRESS Barristers Building 1615 Forum Place, Suite 4-B West Palm Beach, FL 33401 Call 561-333-0188 Follow Us FacebookGoogleLinked intwitter --- > The Law Office of Jeffrey Lampert provides legal counsel for debt relief. Trust a skilled Palm Beach County bankruptcy attorney to guide your financial recovery. - Published: 2025-12-30 - Modified: 2026-03-20 - URL: https://www.lampertlawoffice.com/practice-areas/ Practice Areas Bankruptcy We help individuals and businesses navigate bankruptcy with clarity and strategy, protecting assets and pursuing lasting financial relief through Chapters 7 and 13 of the Bankruptcy Code. Bankruptcy Chapter 7 and Chapter 13 Bankruptcy We help individuals pursue Chapter 7 and Chapter 13 bankruptcy remedies to eliminate qualifying debt, stop creditor actions, and obtain a fresh financial start. Chapter 7 and Chapter 13 Bankruptcy Landlord & Tenant Law We represent landlords and tenants in lease disputes, evictions, and compliance matters, providing efficient solutions to protect property rights and legal interests relating to possession of rental dwellings, security issues, and unlawful activities by landlords and/or by tenants. Landlord & Tenant Law Creditor-Debtor Conflicts/Garnishments We represent creditors and debtors in financial disputes, collections, negotiations, and litigation, providing practical solutions grounded in compliance and efficiency. Creditor-Debtor Conflicts/Garnishments Foreclosure Defense We defend homeowners facing foreclosure by pursuing legal and financial options to stop foreclosure sales and protect their homes while also seeking to bring their mortgages to a current status. Foreclosure Defense Family & Marital Law We handle divorce and family law matters with discretion and strong advocacy, protecting our clients’ rights in custody, support, and marital agreements. Family & Marital Law Fair Debt Collection Practices Act We represent consumers in FDCPA matters, holding debt collectors accountable for unlawful, abusive, or deceptive collection practices. Fair Debt Collection Practices Act Florida Consumer Collection Practices Act We help Florida consumers enforce their rights under the FCCPA when creditors or collectors engage in improper... --- > Consult a West Palm Beach Federal Fair Debt Collection Practices Act attorney. The Law Office of Jeffrey Lampert protects your rights against harassment. - Published: 2025-12-22 - Modified: 2026-03-20 - URL: https://www.lampertlawoffice.com/practice-areas/debtor-protection/f-d-c-p-a/ Fair Debt Collection Practices Act in Palm Beach County The Fair Debt Collection Practices Act is a federal law intended to protect consumers from abusive debt collection activity by collection agencies, attorneys, and those taking assignment of debt by assignment, who are all considered “collectors. ” Having an experienced F. D. C. P. A. attorney represent you in such matters assures your rights under the Law are preserved. Among the many provisions of the law, the following are examples of what collectors may, and may not, do: A. When seeking location information from a neighbor or employer, a collector shall: Identify himself, state that he is confirming or correcting location information concerning the consumer, and only if expressly requested identify his employer; Not state that such consumer owes any debt; Not communicate with any such person more than once unless requested to do so by such person or unless the collector reasonably believes the first response is erroneous or incomplete and such person now has correct or complete information; Not communicate by postcard; Not use language or symbols on envelopes indicating the collector is in the debt collection business or the communication relates to collection of a debt; After the debt collector knows the consumer is represented by an attorney, the collector cannot communicate with any person other than the attorney unless the attorney fails to respond within a reasonable period of time to communication from the debt collector. B. When communicating with a consumer a collector shall not: Without... --- > Protect your rights under the Florida Consumer Collection Practices Act. Contact the Law Office of Jeffrey Lampert for a reliable Florida Consumer Collection Practices attorney in West Palm Beach. - Published: 2025-12-22 - Modified: 2026-03-20 - URL: https://www.lampertlawoffice.com/practice-areas/debtor-protection/f-c-c-p-a/ Florida Consumer Collection Practices Act in Palm Beach County The F. C. C. P. A. is a Florida law which provides similar but not necessarily identical requirements to the F. D. C. P. A. For example, the Florida law applies to collectors and creditors. Also, it lists the following specific prohibited actions for collectors: a. Simulate being a law enforcement officer or a representative of a governmental agency; b. Use or threaten to use force or violence; c. Tell a consumer who disputes a debt that the collector will disclose to another information affecting the debtor’s reputation for creditworthiness without also informing the debtor the existence of the dispute will also be disclosed; d. Communicate or threaten to communicate with a consumer’s employer before obtaining a judgment unless the debtor gives written permission to contact the employer or acknowledges in writing the existence of the debt after the debt has been placed for collection, though this shall not prohibit a person from telling the debtor that his employer will be contacted if a final judgment is obtained. e. Disclose to a person other than the debtor or family information affecting the debtor’s reputation, whether or not for creditworthiness, with knowledge or reason to know the other person does not have a legitimate need for the information or the information is false; f. Disclose information concerning the existence of a debt known to be reasonably disputed by the debtor without disclosing that fact; g. Willfully communicate with the debtor or any... --- > Get legal guidance from the Law Office of Jeffrey Lampert. Secure your Florida Homestead Exemption with a trusted West Palm Beach attorney today. - Published: 2025-12-22 - Modified: 2026-03-20 - URL: https://www.lampertlawoffice.com/practice-areas/debtor-protection/floridas-homestead-exemption/ Florida's Homestead Exemption in Palm Beach County Many people are familiar with the term “homestead exemption” in the context of the first $50,000. 00 of value of their home to be exempt, or free, of property tax. However, the term “exemption” means property that has special status, and those exemptions, or protected assets, involve much more than real property taxes. Property that is protected from creditors—Even without bankruptcy: Consumers who owe money are still entitled to the protections afforded by law, both as to the method of collection and property that cannot be taken to satisfy a debt. The following assets are among many types of property protected under Florida law from being taken to satisfy an unsecured debt: a. A person’s home where he or she actually lives, no matter how much equity there may be in the property, and regardless of whether the person is single or has dependents; Florida statutes and case law construe a residence to be a mobile home, or a houseboat ; b. The wages, commissions, or salary of a head of a family ; c. $1,000. 00 of personal property if the debtor owns a home or $5,000. 00 if the person doesn’t own a home or claim the benefit of homestead ownership; personal property is anything that is not land or an improvement to land, so that is cash, money in the bank, furniture, jewelry, clothing, investment accounts, cars, animals, debts owed to the person, and so forth; d. $5,000. 00 equity... --- > Protect your home with the Law Office of Jeffrey Lampert. Trust an experienced West Palm Beach foreclosure defense attorney to guide you. - Published: 2025-12-22 - Modified: 2026-03-20 - URL: https://www.lampertlawoffice.com/practice-areas/foreclosure-defense/ Palm Beach County Foreclosure Defense Lawyer It is in the news... a family member... a co-worker... a next-door neighbor... so-and-so’s home is going into foreclosure. And the worry that with sickness, an accident, or loss of a job, you may be next. The deck may seem stacked against you: a homeowner, admittedly behind in the mortgage, against a financial giant with seemingly unlimited resources. A well-crafted Foreclosure Defense is your best defense. Still, as a homeowner, you have rights. In Florida, a home can be sold in foreclosure only after the homeowner is afforded due process in a Court of Law, which requires that a Judge review the process. Only after making a determination that all “i's” have been dotted and “t's” crossed will a Judge order the property to be sold. The failure of the mortgage creditor to follow legal precedents will prohibit the property from being foreclosed upon. In Florida, a foreclosure action is considered a suit “in equity,” which means that although money may be owed, and there is an arrearage, the lending institution must have “clean hands” when seeking relief. Actions by the mortgage creditor, or its legal counsel, may be grounds to avert foreclosure from going forward. Remember, until the Clerk sells the property, the home is still owned by the homeowner, who can do his/her best to try to sell it, work a loan modification, seek alternate financing, rent the property out, donate use of the property to a charity, house the homeless, or... --- > Trust the Law Office of Jeffrey Lampert for counsel in divorce and custody. Consult an experienced West Palm Beach family law attorney today. - Published: 2025-12-22 - Modified: 2026-03-20 - URL: https://www.lampertlawoffice.com/practice-areas/family-law/ Palm Beach County Family Law Attorney Litigation of lawsuits of any nature is typically complex and nerve-wracking for a party, and particularly so in a domestic relations proceeding, when the lives of all family members are about to change dramatically. As your attorney, my services will address several roles: litigation administrator; translator of statutes and rules of procedure; educator; guidance counselor; economic forecaster; trial technician; investigator; negotiator; interface between you and your spouse, former spouse, or other family member, and/or their own legal counsel; to name a few. Our Approach to Family Law Cases My goal is to assist you, the client, through the legal process, through a most difficult time, by using my legal training, knowledge, skills, and experience so as to provide not only quality legal services but, in so doing, to assist in your transition to a new life. Your decision to seek counsel from an attorney regarding problems with your family unit reflects high levels of stress, emotional disharmony, dissatisfaction, anxiety, fear, and concern for yourself and your loved ones. The initial consultation is an opportunity for a prospective client to meet with the attorney at a minimal expense, have the most immediate and pressing issues concerning the client discussed, and have questions answered. Family Law Matters We Handle If your family situation involves children, property, support, and debt issues, an in-depth interview will be conducted to examine virtually every facet of the family history and dynamic. While issues in family law matters may be typical,... --- > Learn about the Law Office of Jeffrey Lampert. An experienced Palm Beach County bankruptcy attorney dedicated to helping you find financial relief. - Published: 2025-12-22 - Modified: 2026-04-01 - URL: https://www.lampertlawoffice.com/jeffrey-b-lampert/ About Jeffrey B. Lampert Born in New York City, Mr. Lampert moved with his family to Miami Beach in 1966 and has lived in South Florida since. He graduated from Florida State University in 1975 with his Bachelor of Arts (B. A) degree in Government and from the University of Florida College of Law in 1978 with his Juris Doctor (J. D. ) degree. Mr. Lampert passed the Florida Bar Exam in 1978 and was admitted to The Florida Bar that same year. He is also admitted to practice in all Florida state trial and appellate courts, the United States District Courts for the Southern and Middle Districts of Florida, and the Bankruptcy Courts for the Southern and Middle Districts of Florida. Professional Affiliations & Leadership Currently serves as a member of the General Practice and Judicial Administration Rules Committee of The Florida Bar Served multiple terms on the Small Claims Rules Committee of The Florida Bar, including one term as Vice-Chair Currently serves on the Professionalism Committee of the Palm Beach County Bar Association Previously served on the Palm Beach County Bar Association’s Small Claims Clinic Committee, chairing the Committee for several terms Previously served on the Palm Beach County Bar Association’s Civil Practice Advisory Committee Member of the Craig S. Barnard Chapter of the American Inns of Court since September 2006 Served as Co-Chair of the Craig S. Barnard Chapter’s Program Committee Mr. Lampert has extensive experience in Creditor-Debtor relations, Bankruptcy, Landlord-Tenant matters, Divorce, and Mortgage Foreclosure matters.... --- > Our West Palm Beach bankruptcy attorney defends you and your property from collectors. Contact the Law Office of Jeffrey Lampert today. - Published: 2025-12-22 - Modified: 2026-03-20 - URL: https://www.lampertlawoffice.com/practice-areas/bankruptcy/ Palm Beach County Bankruptcy Lawyer As you consider the many possible advantages and disadvantages of seeking an attorney for Bankruptcy Protection at this time, consider the following: Bad things happen to good people who do not want to get into debt or use credit cards; Obtaining Bankruptcy Relief with an attorney enables a debtor to have a “fresh start”; For many people, financial management means making sure to pay credit card payments on time, avoiding late fees, transferring balances from a higher interest rate card to a lower one, as opposed using funds for improvements to life (such as being able to afford medications or medical treatment or having money for retirement, college, or a more reliable vehicle); and Seeking bankruptcy relief should be very carefully considered, because if there were to be another catastrophic event causing financial distress, a debtor must wait years before again seeking bankruptcy protection. How Does Bankruptcy Work? Bankruptcy is a legal process that offers protection and relief to individuals or businesses that can’t meet their financial obligations. It also provides some protection for creditors. The process begins by deciding which type of bankruptcy is appropriate and filing the proper papers. Federal bankruptcy law is divided into "chapters," with several forms of debt relief available to individuals. Chapter 7 proceedings (often referred to as "Liquidation") involve having a Court-appointed Trustee take non-exempt property (which is not protected from creditors), selling the property, and using whatever proceeds result to pay creditors. Many properties are exempt (excluded... --- > Protect your financial future with legal guidance. Learn about your rights from a West Palm Beach debtor protectiong attorney at the Law Office of Jeffrey Lampert. - Published: 2025-12-22 - Modified: 2026-03-20 - URL: https://www.lampertlawoffice.com/practice-areas/debtor-protection/ Palm Beach County Debtor Protection Attorney Although a debt may be owed, a consumer has rights under Federal or Florida laws, or both, which regulate the manner by which a creditor, a collection agency, or an attorney may seek payment. Regardless of the legitimacy of the claim of an obligation, consumers must be treated fairly and with respect. Consumers should also be aware that our firm is well-versed in state laws, which protect certain property from the legal process. The following laws should be helpful to those on the receiving end of high-pressure and often improper collection efforts: Fair Debt Collection Practices Act (FDCPA) Florida Consumer Collection Practices Act (FCCPA) Florida's Homestead and Other Exemptions The State and Federal Laws exist to protect you and your rights. Don’t delay taking action; time is not on your side! Call Bankruptcy Attorney Lampert now to schedule your free consultation. Free Consultation --- - Published: 2025-12-11 - Modified: 2026-03-20 - URL: https://www.lampertlawoffice.com/accessibility/ ADA Accessibility Modifications We are continually improving our online services to better meet the needs of all individuals. Providing a barrier-free environment on our website which is accessible to all users is important to us. To this end, we have updated and tested this website and its elements to be compliant with the Web Content Accessibility Guidelines (WCAG) 2. 0 as accepted and published by the World Wide Web Consortium (W3C). This website has been designed to be viewable and navigable by non-graphical text-only browsers. The coding implemented in the site and its elements are compliant with W3C standards for CSS and HTML. All current web browsers should be capable of displaying the site correctly and our developers strive to use code that will also support future browser requirements as the web continues to evolve. In certain situations, due usually to changes to technology, changes to standards, practical limitations or third-party code, complete accessibility, usability, and compatibility may not be immediately available. To address such potential situations and provide a better user experience, this website is periodically audited for compatibility issues and compliance with current standards and guidelines. When issues are reported and remain outstanding, they will be documented in a changelog for visitors to review. This changelog will include a brief description of the issue, the date it was reported as well as an anticipated resolution timeframe. Minor deficiencies that do not impact navigation or site use but cannot be immediately resolved will be included as a courtesy to... --- > Read client testimonials for the Law Office of Jeffrey Lampert. See why we are a trusted Palm Beach County bankruptcy attorney for debt relief. - Published: 2025-12-11 - Modified: 2026-03-20 - URL: https://www.lampertlawoffice.com/reviews/ Reviews | Palm Beach County Bankruptcy Attorney | Law Office of Jeffrey Lampert × Schedule An Appointment 561-333-0188 Profile Practice Areas Bankruptcy Chapter 7 Bankruptcy Landlord & Tenant Law Creditor-Debtor Conflicts/Garnishments Florida’s Homestead Exemption F.C.C.P.A. F.D.C.P.A. Foreclosure Defense Family & Marital Law Resources FAQs Reviews Blog Contact Search for: × FacebookGooglelinkedintwitter FacebookGooglelinkedintwitter Schedule An Appointment 561-333-0188 Profile Practice Areas Bankruptcy Chapter 7 Bankruptcy Landlord & Tenant Law Creditor-Debtor Conflicts/Garnishments Florida’s Homestead Exemption F.C.C.P.A. F.D.C.P.A. Foreclosure Defense Family & Marital Law Resources FAQs Reviews Blog Contact Search Search for: ≡Menu Search Search for: Menu Blog Email Call Reviews Home / Reviews Robert W. Very good experience talking to Mr Lampert. He actually told me all of options and talked me out of hiring him as being unnecessary at this time. He was recommended to me and I commend him. I may have need of his services in the future and would trust him. Carmine P. Jeffrey is a professional, extremely knowledgeable, and genuinely concerned attorney. His expertise on my topic was immediately evident. I highly recommend him. Marjorie A. I have worked with many attorneys over the course of my life. Jeffrey Lampert is outstanding. He is knowledgeable, accessible, and a tenacious problem solver. He is truly a pleasure to work with and I highly recommend him. Edward W. I did not know Jeffery prior to reaching out to him. With so many attorney’s out there, I could really only use the google star ratings and reviews to make a decision... --- - Published: 2025-12-11 - Modified: 2026-03-20 - URL: https://www.lampertlawoffice.com/thank-you/ Your Message Has Been Received We try to get to online form submissions as soon as we can, but cannot guarantee a timeframe for a response to these submissions. If you are having an emergency, please call us. --- > Access resources from the Law Office of Jeffrey Lampert, a trusted Palm Beach County bankruptcy attorney. Get informed on your rights today. - Published: 2025-12-11 - Modified: 2026-03-20 - URL: https://www.lampertlawoffice.com/resources/ Resources Mr. Lampert takes pride in providing you with the most pertinent information you may need to navigate the legal system. To that end, below you will find many helpful links to many of the online resources you may wish to access. General Bankruptcy: Mortgage Payment Calculator United States Trustees U. S. Bankruptcy Court, Southern District of Florida Obtain a Free Credit Report Counseling Services: Credit Card Management Services Firm Code: FL947 Address: 1325 N Congress Ave #201, West Palm Beach, FL 33401 Phone: 800-920-2262 Fax: 866-561-2622 Email: counseling@debthelper. com MoneySharp Credit Counseling Inc. Firm Code: 5552-8PYO Phone Number: 866-200-6825 U. S. Bankruptcy Court Location & Directions – West Palm Beach U. S. Bankruptcy Court Location & Directions – Broward County Helpful Links for Determining Property Value and Any Taxes Owed: Edmunds Used Car Prices Kelly Blue Book Used Car Prices Real estate values - Zillow Redfin Realtor. com County Property Appraisers: Palm Beach County Martin County St. Lucie County Indian River County Okeechobee County Broward County Highland County County Tax Collectors: Palm Beach County Martin County St. Lucie County Indian River County Okeechobee County Broward County Highlands County Clerk’s Offices: For public records, deeds, and lawsuit information: Palm Beach County Martin County St. Lucie County Indian River Okeechobee County Broward County Highlands County Family Law: Official Family Law Forms Approved by Supreme Court Determining Military Status Free People Locator General: IRS Forms & Publications IRS Tax Information Authorization - Form 8821 Credit Cardholders’ Bill of Rights Federal Trade Commission... --- --- ## Posts > A judgment against you has a long life in Florida. The Law Office of Jeffrey Lampert explains how long creditors can pursue collection and your options for relief. Learn more. - Published: 2026-03-14 - Modified: 2026-03-25 - URL: https://www.lampertlawoffice.com/effective-life-of-a-judgment-in-florida/ Final Judgments entered in the State of Florida are enforceable for 20 years, and can be reestablished for an additional 20 years. There are several numbers routinely tossed about when it comes to Final Judgments. You may have heard 10 years, or 5 years, but these time frames relate to the amount of time that judgment liens can be placed on property. For real estate, a judgment lien is imposed upon non-homestead property when a certified copy of the Final Judgment is recorded in the public records of the county in which the land is located. Remember, a judgment lien can not attach to the primary resident of a judgment debtor–it is protected as a homestead. A judgment lien on non-homestead property established by recording a certified copy of the Final Judgment is valid for 10 years, and can be renewed until the end of the 20 year life of the judgment. For personal property, which is everything that is not land or built on land, a judgment lien is imposed upon non-exempt property when a judgment lien certificate is recorded with the Secretary of State of Florida. This lien is valid for 5 years and can be renewed for another 5 years. The key is–even after the judgment lien on personal property is maxed after 10 years, a judgment is still enforceable. A judgment creditor can still levy on personal property, or can use garnishment, or conduct discovery to determine whether assets are subject to execution on the judgment.... --- > Identify the right bankruptcy chapter for your financial goals with the Law Office of Jeffrey Lampert. We analyze your debt and income to find if Chapter 7 or 13 is right for you. - Published: 2026-02-14 - Modified: 2026-03-24 - URL: https://www.lampertlawoffice.com/which-is-the-best-chapter-in-bankruptcy-in-which-to-file-for-relief/ Prospective clients interested in what a bankruptcy has to offer in the way of relief often want to know whether it is better to file under Chapter 7 or Chapter 13. My stock response is: I do not know, after 5-10 years, with 20-20 hindsight we would know whether a 7, a 13, or not filing at all would have been the “best” course of action. But that does not help someone under financial stress now, so here are some pro’s and cons of Chapter 7 and Chapter 13 filings: Payment of Money to the Trustee: a Chapter 7 filing means that there are no mandatory payments to the Trustee with which to pay creditors. There can be payments in the situation where there are assets that the debtor would lose and wishes to keep, but that is a voluntary decision to be made; in a genuine no-asset case there is no payment. A Chapter 13 filing means mandatory payments to the Trustee, and the Trustee’s fee for handling the payments to creditors is 10%. Time: a Chapter 7 the process is quicker, typically 4 months from the time of the filing to the conclusion and a debtor can start rebuilding their credit much sooner. In a Chapter 13, the minimum amount of time to be making payment to the Trustee is 36 months (unless unsecured creditors will be paid 100% in less time) and depending upon income, expenses and assets owned by the debtor the case may stay open... --- > Different tax debts are treated in various ways during bankruptcy proceedings. The Law Office of Jeffrey Lampert explains dischargeability rules and repayment options. - Published: 2026-01-17 - Modified: 2026-03-24 - URL: https://www.lampertlawoffice.com/treatment-of-taxes-in-bankruptcy/ A common belief is that taxes are not affected by a bankruptcy. That is not so. What should be remembered is that the Internal Revenue Service is a creditor just like any other, subject to the same limitations and restrictions as any credit card company or health care provider. Once a bankruptcy is filed the IRS must cease its collection activity, just like all other creditors must do. What primarily separates the IRS from other creditors is not so much its position in the government but the nature of the debt owed to it–TAXES, the treatment of which is governed by the Bankruptcy Code. Two common taxes subject to being discharged in bankruptcy, or if not discharged are treated differently in a bankruptcy than other types of debts, are payroll taxes and personal income taxes. Personal Income Taxes There are three time lines which must be met to qualify a personal income tax obligation to be discharged. If, prior to the filing of the bankruptcy, 1) the tax was due more than 3 years before; 2) the taxpayer filed a tax return; and 3) the tax was assessed more than 240 days prior. Let's look at those timelines. Three-Year Rule: Income taxes are due in April of the year following the tax year. A tax owed for 2021 tax year would not be due until April 2022. The earliest the taxpayer could file bankruptcy so as to discharge the tax obligation would be April 2025. If the tax year was... --- --- ## City-State > At the Law Office of Jeffrey Lampert, our Palm Beach County Chapter 7 lawyer helps you eliminate debt and protect your assets. Contact us for a consultation. - Published: 2026-01-12 - Modified: 2026-01-23 - URL: https://www.lampertlawoffice.com/citystate/west-palm-beach-chapter-7-lawyer/ Chapter 7 Lawyer West Palm Beach Facing debt can cause a lot of anxiety and uncertainty, but it does not have to define your future. At the Law Office of Jeffrey Lampert, we provide compassionate, detailed guidance to people seeking relief from overwhelming debt through Chapter 7 of the Bankruptcy Code. We understand the stress caused by debt can have on your life. Our Palm Beach County Chapter 7 lawyer will help you understand your options so you can decide how to obtain a fresh financial start. Understanding Chapter 7 Bankruptcy Chapter 7 bankruptcy enable people to discharge debts, such as credit card balances, medical bills, repossessed motor vehicle loans, and personal loans. In a Chapter 7 bankruptcy, a trustee gathers and sells assets to pay creditors. However, many assets are protected from the process—one’s home, pensions, 401k’s, IRA’s, a certain amount of equity in a motor vehicle, a certain amount of cash and bank deposits, and other essential property. Our office helps you determine which assets are protected so you have a clear picture of what a filing entails. The Impact of Financial Distress Living with overwhelming debt creates a cycle of anxiety that can seem impossible to break. Creditors may initiate aggressive collection actions that disrupt your life and threaten your financial stability. Without legal intervention, you might face: Continuous harassment from debt collectors through phone calls and letters Wage garnishments that reduce your take-home pay and make it harder to cover living expenses Lawsuits filed by creditors... --- ---